Imagine my surprise when I was sitting at HBL’s desk waiting for him to return from who knows where doing who knows what and I spotted a document from our new insurance company. I wasn’t snooping, it was laying there in plain sight and it had my name on it so I picked it up and read it.
This is the 3rd insurance company I’ve been with in as many years and have I mentioned that I hate insurance companies?? (Sorry Sis) The company before this one signed us with a promise of no rate increases for 3 years but after 1 year and faithful payment of premiums on our part and the company’s faithful denial and zero reimbursement of all our claims, we were informed our premiums would increase by almost $200.00 per month. What happened to the 3 year no rate increase guarantee, you ask? We asked the agent the same question and he remembered that’s what we wanted but it seems he mistakenly failed to write it up that way so too bad for us.
Anyway, back to the document I spotted, it was a page listing the exclusions on our policy. HBL had none of course because he’s healthy as a horse, but mine said I had an exclusion for “mental illness”. MENTAL ILLNESS??? I’m mentally ill? Really, are you serious, I’m mentally ill? I wanted to laugh but I also wanted to cry. Why are they calling me mentally ill?
Surely they can’t hear the voices in my head that tell me to shut up when I want to tell someone how I really feel. I’m positive they can’t feel the urges I have to strangle other Realtors that give the rest of us bad names. I almost know they have no idea I think I’m going nuts when I’m confined to small areas with people who never shut up, so where do they get that I’m mentally ill?
Yes, I use to take Lexapro but that was for anxiety, which I don’t consider a mental illness. I’d like to challenge anyone to deal with a chronically ill daughter, a teenage son, a demanding career, aging parents, and my travel schedule and not be stressed.
But for now, I’ll have to not be committed for my mental illness or my insurance company won’t pay. This could be a challenge at the rate I’m going.
HAPPY TRAILS, Y’ALL
July 12, 2008 at 3:04 am
I know – it makes me want to cry too! Given the number of people who suffer some form of emotional distress, from severe depression to anxiety, on an annual basis, I think the insurance companies have it made…and how many people don’t seek help for their distress because they are afraid of the repercussion? Anyway, you are not alone!
July 12, 2008 at 12:53 pm
Oh…you ARE good! Got your site from 24 At Heart and she wasn’t kidding…you’re MY kind of writer! I’m adding you to my blogroll if that’s okay! Love this post! Awesome! And no…you’re not really mentally ill. A little left of center maybe…but definately NOT mentally ill! LOL
July 12, 2008 at 5:18 pm
seriously, I’d challenge that. it’s a kneejerk response to your former Lexapro. I’d call and complain…this is your record! get your dr. to write a letter. do something
July 12, 2008 at 10:31 pm
I can’t stop laughing!!!!!!! sorrry honey, but that blog was just toooooo funny!!!!
August 26, 2008 at 10:53 pm
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September 21, 2008 at 9:10 pm
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