x
First of all, can we just bury that man…uhm…person, already?? And Al, would you please just shut up!! Now that I’ve got that out of my system, are you ready for some random and useless rants? Too bad because I’m going to air them anyway.

First on my list of official rants is insurance companies. All of them. My friend is being jacked around royally by her insurance company. The same insurance company that cashed their premium check each and every month for years. The same insurance company whose agent was standing at the fire telling everyone who would listen, just how much coverage she did or didn’t have. The same insurance company who, the night her husband died, showed up at her house drunk and crying and telling everyone how much life insurance he had just purchased. Now the whole town thinks she’s rich because no one knows she didn’t get said life insurance because that same insurance company decided they didn’t need to pay that premium because they hadn’t mailed her the policy yet, even though they’d cashed the check, approved his physical results and everything else they required. They also won’t pay her for her burned contents because they don’t believe she had such nice stuff even though they themselves took inventory of what was left and waited 4 months and then demanded to see everything again even though they’d released the house and paid her to have it all hauled off and dumped. I wish I could say the name of this forking worthless piece of crap insurance company but I’d be afraid they’d send their loud mouth drunk agent to my front door to deal with MY mouth.
xx
Next is…..well, insurance companies. In this next case, it’s health insurance companies whose agent regales you with the benefits of handing them a huge f**king check each month in exchange for them taking care of your medical bills and you do just that for a very long time without having them pay out a single damn dime to any doctor, hospital, pharmacy or any other medical payment on your behalf, only to send you another letter saying your premiums would increase by 200 dollars so they could take more of your money and still pay nothing on your medical expenses….oh, and have a nice f**king day.
x
THEN……. oops I’m yelling…..then they call you and conduct telephone interview after telephone interview and ask questions like “have you had any reason to see a doctor in the last 52 years other than the 14000 other reasons we’ve already covered during this hour long interview?” *o.k. so I paraphrased that a bit* Then they expect you to remember exact dates and give you such broad questions that there is no way in hell you could ever say “no” to any of their questions and you know if you say “yes” then that will give them another reason to a.) raise your premium from originally quoted or b.) deny you coverage or c.) exclude anything they could possibly have to pay on so it will do you no good to buy their damn insurance anyway.
x
Do I sound bitter? It’s NOT just your imagination, if you think I do.
x
O.k. what’s next on my rant list, you asked? Even if you didn’t ask, I’ll probably tell ya. It’s the heat. It’s HOT here in the south. I feel like the wicked witch in the Wizard of Oz…..I’m melting…….I’m melting…..arghhhh…..I’m melting….. I sort of look like her too but we won’t go there at this time. It’s so hot that our pool water is hot. I’ve been in the pool exactly 6 times this entire summer and every time I get in I start looking around for the soap and wash cloth because it feels like bath water. I’m not kidding either.

Our gazillion plants that HBL just HAD to plant are suffering which means HBL suffers trying to keep them all watered which means then I suffer trying to keep HBL from having a heat stroke and melt down from all the work he’s got to get done. Yes, I help sometimes but I just can’t handle the heat like I use to. I melt, remember? *wink* Seriously though, I don’t know if it’s my age or what but heat not only causes me to sweat profusely, it makes me sick to my stomach. That’s my excuse and I’m stickin to it! Besides, the cracks in the ground are getting so wide I’d probably fall in and then you’d never hear from me again. *stop smiling*
x
Next on the rant list is my job. I make my living in real estate. Enough said? Yep, that’s what I thought.
x
Then we move on to the last rant of the day *I hear you cheering* and it’s Sullen Teenager aka ST. He’s turning 15 next month *if I live that long* and he breaks my heart and/or makes my blood boil every single day. Will it ever end?
x
FINALLY *you said* and last but certainly not least is the “rave” part of this post. Hunka Burnin Love is the one who is feeling the brunt of all these things I’ve been ranting about even if he IS the one who keeps buying more plants and he does it (most of the time) without complaint. He makes my life so much easier and puts a smile on my face (most of the time) without asking for much in return. AND he puts up with me even when I’m sure he’d rather not.
x
To HBL: Honey, I think I’ll keep ya but if you bring home another damn thing to plant in the yard, you’d better dig the hole six foot long and 3 foot wide because you’re going in too!!
x
July 14, 2009 at 12:22 am
Uh, honey, a word of advice. the woman is on a rampage – no more plants!!! Your post is right on and gave me a smile, too.
LOL Yes, that should be fair warning to “honey”.
July 14, 2009 at 12:41 am
It’s so hot here too – I can relate to the melting part! And insurance companies? Don’t even get me started … in my case it’s the lawyers for the insurance companies. Such assholes!
Yes, don’t get me started on attorney’s too!!
July 14, 2009 at 6:39 am
I get your pain. I haven’t been able to get insurance due to a back injury I sustained that had me get 3 epidurals and a month of physical therapy (that didn’t work). So now I’m SOL and hoping that I can stay healthy for the rest of my life.
Insurance is bullsh%$t. I hate even thinking about it.
So I feel your pain. Sorry you’re having so many issues right now. Hopefully it will all get better! (But somehow I doubt it…)
You DO feel my pain. I’m sorry about your back and had no idea but I know what you’re going through. Since I’m self employed I can’t get on a group plan which suck a big one. I hate insurance!!
July 14, 2009 at 8:13 am
Thank goodness for HBL!! You poor melty thing – come to Podunk, it’s pretty reasonable here right now – upper 70s and pretty blue skies. I’ll cook!
Don’t get me started on the insurance companies. Just…don’t get me started. Assholes.
Upper 70’s? You’ll cook? I’ll be right there. There’s no backing out now!!
July 14, 2009 at 8:26 am
You said it! I don’t know how some of these people at insurance companies sleep at night.
And 15 year olds? Don’t get me started. I feel your pain.
Thank goodness you’ve got HBL, even if his green thumb is a little exhausting.
Apparently some companies hire the ones with no trouble sleeping at night no matter what they do to other people. Misery loves company so thanks for the company.
July 14, 2009 at 9:44 am
Oh dear! It’s worse than I thought. Quick someboday call Tera at #911. This woman needs a cocktail STAT!
Here are some big Hugs to help while you await the alcohol ambulance (((((Janie)))))
Woohoo…..You’re in rare form today! Thanks for the laugh and ….you watch way too many medical shows. LOL
July 14, 2009 at 9:59 am
You tell HBL that I’m on his side…inless he gets planted that is….
In other words, you’re on his side as long as he’s on THIS side of the dirt? LOL
July 14, 2009 at 2:09 pm
Ii used to work at an insurance company and handled claims. the problem is that now they hired people who have no social skills and work in an office. they don’t know how to handle a real claim. If your friend still has pictures of her stuff and/or anything from the original appraiser or even if her agent will help…she should contact the Insurance Commissioner for your state and file a complaint. Filing with the Ins. Commissioner requries the ins. company to respond within so many days and give the reason they are denying the claim. Sounds like they are trying to take advantage of her. And I think if the ins. co. cashed the check and he passed all the physicals, they should be held responsible for the life insurance too…another complaint to file with the Ins. Commissioner.
Thanks for information, Terri. I shall pass this along. Hopefully she can get this resolved so she can get on with her life soon.
July 14, 2009 at 2:49 pm
Whew. That was getting to be a big list…and I was running for cover. Get off the roof, put down the rifle and get some clothes on before you shoot someone.
LOL O.k. thanks for the laugh. I needed that today.
July 14, 2009 at 2:59 pm
I certainly hope the people that work for insurance companies have to go through the same nightmarish run around that everyone else has to.
My kids are 29 &27 respectively, and they still, at times, break my heart and make my blood boil. I hope this information doesn’t traumatize you too much.
Ross, along with this almost 15 year old, I have an almost 33 yo and a 28 yo so I know the heartbreak and blood boiling never end. I was just hoping the answer would be different this time.
I hope you’re right about those insurance people. Karma!
July 14, 2009 at 3:25 pm
Hey, don’t call me, I’m up to my eyebrows in idiots today, I’m afraid I wouldn’t know how to handle a sane person, regardless of how crazy all this make them! Ha!
I totally agree with Terri…call the Insurance Commissioner. That agent’s behavior is completely inexcusable. I used to work for State Farm, I know how insurance companies are supposed to work and that ain’t it. I suspect the problems with getting the claims covered are also due to this “agent” and someone really needs to investigate. It’s beyond appalling.
Wish I could help you with the heat. Well, you could say the hell with the plants and come on up here for a while… It’s in the 80’s but we have little humidity so it will feel much cooler. I don’t have a pool, but I think Target has kiddie pools on sale right now…I’d be happy to provide! Or at least a good margarita/martini of your choice.
Peace and hugs!
Awww…you’re a sweetheart. Yes, I KNOW that’s not how insurance is supposed to be handled and it certainly wasn’t State Farm. My friend has contacted the insurance commissioner and nothing yet. I guess we’ll see.
July 14, 2009 at 4:31 pm
So if not insurance companies, what?
The Wicked Witch of the West melted in water. Since it does nothing but rain here, I think I might join you.
Meanwhile I like the emergency cocktail theory.
I’m sweating buckets of water which is why I’m melting. Do I need to call 911 to get that emergency cocktail??
July 14, 2009 at 4:37 pm
Please tell your readers that your sister did not sell you that insurance! LOL I have enough problems without adding family fights to the mix. We need a girls night out!
Dear Readers: My sister did NOT sell me that insurance. The insurance I got from her is the good insurance.
Yes…girls night out. Definitely!
July 15, 2009 at 2:47 am
Grrr…. those sumbitches at the insurance company!! Your poor friend!!! Ohhhhhh my heart just breaks for her. There has GOT to be something she can do…. like hire an attorney?? *shakes her head.* That’s just a damn shame.
And doesn’t your sister work for an insurance company…??? I’m just sayin’. LOL
And HBL is such a good hubby.
She has hired an attorney but then he gets 50% of anything she gets which is another thing that pisses me off. yes, sister is an agent but she’s one of the good guys. Really she is.
July 15, 2009 at 9:02 am
OMG! I hate those bad bad evil demond insurance people!!!
Me too.
July 15, 2009 at 1:40 pm
EXCELLENT rants. You are so good at this, I’d like to see you take on the pharmaceutical companies too. I think the pharmaceutical companies and the insurance companies are in cahoots to keep us a little bit ill and broke as all hell.
And the teen boy thing? Well, you saw my post. I have to say at 17 mine is having moments of bearability, but I have a bit to go before he is an actual real person again.
I think margaritas are great hot weather cocktails. that’s what I had yesterday.
A margarita would be great. what time are you pouring??
July 15, 2009 at 3:01 pm
50%!!!!????!!!??? Good grief! You better tell him to tack on an extra 50% just so he gets paid.
Holy crap. I’m so sorry, hopefully it will all get straightened out in the end. And if there’s anything to karma, the insurance people will all come back as gnats in their next life. And the lawyer will be a slug. (Oh, is that redundant?)
BTW, sent you a package, should be there by Friday!
karma….yes, we can only hope. I think slug IS redundant and YEA!! for the package. I’ll try to get you a couple of pictures sent so you can take your time on the next ones. You’ve got until Christmas which sounds like a long time but then again……
July 15, 2009 at 5:33 pm
wow- I’m EXHAUSTED after that rant.
whew. Here- have a martini.
Make mine extra dirty, please.
thanks!
July 15, 2009 at 8:44 pm
I was told by the health insurance companies that my BMI is too high (yes, I’m over weight but not THAT big!) I take BP medicine and an anti-depressant. I have no serious health issues such as heart disease, diabetes or cancer. This policy has a high deductible yet I can’t qualify.
My husband who has smoked for 40yrs (just quit 2 months ago) however is insurable. WTF?!?!?!?
Go figure.
Now if we can survive for 10 more years without insurance then we can be covered by Medicare – if it still exists. Guess if I get seriously ill I’m totally screwed.
A lot of people are facing the same issues. I’m thinking in 10 years Medicare won’t exist and we’ll all be standing in line for standardized medical care where we can wait a year for an emergency surgery. Ugh….
July 16, 2009 at 2:13 pm
Insurance companies are THE DEVIL!!! It is the one place I said I will never work!!
Insurance Company X motto: Kicking people while they’re down since 1912.
That’s the perfect motto for those b@st@rd$! grrrr………..
July 17, 2009 at 6:24 am
Hey MLS,
It’s hot out there?
I thought someone cancelled global warming…summer here in NY has been really…weird…this year….like an extra long spring. I don’t miss summer one damn bit.
Sorry to hear about your insurance company/hot pool/wilting plants.
Time for some iced-coffee!!!!
Tweet ya later
Apparently they only canceled Gore’s crazy global warming theory in your area. I guess we missed the memo. Iced coffee….yes, that sound nice. ahhhh
July 18, 2009 at 3:03 pm
I guess we all rant along with you re: the insurance companies. I’ve only been at my new job a lil over a week, but I’m blown away at how complicated they make it for anyone to actually USE their health insurance. And you know they do it on purpose — they make the rules as complicated as possible, just HOPING that someone will screw up, that someone being a hospital employee hopefully, so that the insurance company (or Medicare, or Medicaid, yada, yada, yada…) will NOT have to reimburse the hospital. When each insurance co has their own rules, and THEN they change said rules all the time, it becomes a difficult game to play and win. And they know it. Bastards.
As for the hot weather, I’m with ya on that one. At my age, I melt easily. Just trying to get ready for work in the a.m. is a challenge. Blow dryer? Take a 15 min break afterwards, standing in front of air conditioner — can’t put make-up on a sweaty face. And I too get nauseous if I work outside in high heat. Just can’t do it.
And my flowers were wilting too, no matter how much I watered them everyday last week — now our recent storm just shredded them, so I give up!!!
*whispering* Hawaii…….
Stop whispering and start chanting….hawaii hawaii hawaii….and I’m going with you!! AMEN sista on this rant.